Home Equity Loans

Find out how you can get $45,000 or more

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No obligation quote

Get a no-hassle online rate quote in minutes — with no impact to your credit score.

Digital application

Go from “apply” to “approved” from the convenience of your couch—no meetings or trips to the bank required.

Pay of high interest debt

By paying off High-Interest rate credit cards.

What is a home equity line of credit (HELOC)?

A home equity line of credit, aka HELOC, lets you borrow what you need when you need it based on the value of your home. A HELOC is a flexible borrowing option, like a credit card, as your monthly payments are based on the amount you borrow, not the total amount of the line of credit. You can use your home’s equity to:

Remodel Your Home

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Major Purchase

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Unexpected Expenses

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Life moves pretty fast, and so does the Credence Lending HELOC

Why wait months for the cash you need to start a home improvement project, pay of high interest debt, or send your child to college when you can do it all easier, better and faster with Credence Lending HELOC.

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Apply in minutes1

Receive your cash in days after closing

Enjoy competitive rates

Access the funds you need in three easy steps:

01

Click

Get a no-hassle, no-obligation customized rate quote in minutes with no impact on your credit score.

02

Complete

Complete your application from the convenience of your couch…no meetings or trips to the bank required.

03

Close

You don’t need to wait months to start your next project or pay of high interest debt. Receive your funds in days after closing!

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TESTIMONIALS

What Our Clients Are Saying

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Credence Lending made my HELOC process seamless! Everything was explained clearly, and I secured the best rate possible. Their expertise in tax preparation also helped me maximize my financial benefits. Highly recommend!

Jessica M.

I needed quick access to my home equity for a renovation project, and Credence Lending delivered! The application process was smooth, and I received my funds in just days. The personalized approach made all the difference.

Mark R.

I was drowning in high-interest debt until I found Credence Lending. They guided me through consolidating my loans with a HELOC, saving me thousands in interest. Their bookkeeping advice also helped me keep my finances in check!

Sarah L.

Applying for a HELOC with Credence Lending was the best decision for my business. The process was fast and easy, and their bookkeeping and CFO services have been a game-changer for my company’s growth.

Kevin T.